Service area polygons are at some level "art" of what can be covered by the specified break value. The shape is influenced by a number of factors, such as, hierarchy, generalized/detailed, trim distance, etc. To see what is really the service area, make sure to turn on the Line Generation and use that to compare against the closest facility results. They should match. In general, turn off hierarchy, set polygon type to Detailed and set a small trim distance (default 100 m may be ok based on the break value used) to get more accurate polygons.
Jay Sandhu