And one last thing.
If you go with sde schema, and you should in my opinion, "you" as the administrator of the geodatabase in general should be the only one loading data into the geodatabase under the correct schema name depending on how you want to structure your data. Schema names being something like your dept name for example.
If you think about this, how many non-gis developers out there get to load data into their company's database whenever they want? I don't know many, if I can even name one. That is usually a gatekeeper of somekind. Be the gatekeeper.