Bruce,
I was aware that you could still use 9.3 locators in ArcGIS 10, but I was really looking to transition everything to ArcGIS 10 since it appears faster and is providing excellent geocoding match rates right out of the box.
Thanks for the heads up on the .lot.xml files, I hadn't opened them, so I didn't realize what a wealth of information they contain. I see how you can add information for street suffixes, etc.; but how do you implement specific custom patterns in ArcGIS 10, similar to editing the .xat files and encoding them to .pat files? I am having a particular problem with roads that have the suffix EXT (Extension), which Brad Niemand (from ESRI) is attempting to help me track down, but I'd still like to be "in the know" about customization. I didn't notice any section in the .lot.xml that appeared to handle custom patterns.
Thanks,
Joe